วันจันทร์ที่ 10 ตุลาคม พ.ศ. 2554

Credit ratings Marquette


credit ratings Marquette

In-depth background checks could unearth information that is irrelevant, taken out of context, credit ratings Marquette or just plain wrong. A further concern is that the report might include information credit ratings Marquette that is illegal to use for hiring purposes or which comes from questionable sources. What Is Included in a Background Check? Background reports can range from a credit ratings Marquette verification of an applicant's Social Security number to a detailed account of the potential employee's history and acquaintances.

There credit ratings Marquette is even some evidence that employers are credit ratings Marquette now searching popular social networking Web sites such as MySpace and Facebook for the profiles of applicants. An October 2007 survey from Vault.com found that 44% of employers use social networking sites to obtain credit ratings Marquette information about job applicants while 39% have searched such sites for information about current credit ratings Marquette employees. Read about "digital dirt" and the credit ratings Marquette jobseeking process at www.abilitiesenhanced.com/digital-dirt.pdf. Here are some of the pieces of information that might be included in a background check. Note that many of these credit ratings Marquette sources are public records created by government agencies. Information to be included in a background check will almost certainly depend to some extent on the employer and the job involved.For many jobs, a state or federal law requires the employer to conduct a background check. free yearly credit report

Jobs that involve work with children, the elderly or people with disabilities are examples ofjobs that will credit ratings Marquette almost certainly require a criminal background check. In addition to information gathered from documents or databases, employers may also gather information on job applications or employee questionnaires. Concerns credit ratings Marquette about the highly personal nature of some questions can lead to lawsuits. In this case, the Court said personal information required credit ratings Marquette of contract workers at the Jet Propulsion Laboratory was “reasonable” given the government’s interest in screening employees. To read the Supreme Court’s full decision, go to: http://www.supremecourt.gov/opinions/10pdf/09-530.pdf 3. What Cannot Be in a Background Check Report? The credit ratings Marquette federal Fair Credit Reporting Act (FCRA) sets national standards for employment screening. However, the law only applies to background checks performed credit ratings Marquette by an outside company, called a "consumer credit ratings Marquette reporting agency" under the FCRA. credit reporting The law does not apply in situations where the employer conducts background checks inhouse. Your state credit ratings Marquette may have stronger laws, such as California's Investigative Consumer Reporting Agencies Act (Civil Code §1786) and the California Consumer Credit Reporting Agency Act (Civil Code §1785).

In addition, many state labor codes and state fair employment guidelines limit the content of an employment background check. (For more on the FCRA, see Part 5.) Under the FCRA, a background check report is called a "consumer report." This is the same "official" name given to your credit report, and the same limits on disclosure credit ratings Marquette apply. The FCRA says the following cannot credit ratings Marquette be reported: However, the above reporting restrictions credit ratings Marquette imposed by the FCRA do not apply credit ratings Marquette to jobs with an annual salary of $75,000 or more a year.

The credit ratings Marquette most recent change to the FCRA made criminal convictions reportable indefinitely. California still follows the seven-year rule (CA Civil Code 1786.18) as do some other states.

To find the limit for reporting criminal convictions in your state, contact your state employment agency or office of consumer affairs. Other laws that should be considered: Arrest information. Although arrest record information is public record, in California and other states employers cannot seek from any source the arrest record of a potential employee. check credit free However, if the arrest resulted in a conviction, or if the applicant is out of jail but pending trial, that information can be used. In California, an exception exists for credit ratings Marquette the health care industry where any employer who has an interest in hiring a person with access to patients can ask about sex related arrests. And, when an employee may have access to medications, an employer can ask about drug related arrests.

Employers need to use caution in checking criminal records. Information offered to the public by web-based information brokers is not always accurate or up to date.

This violates both federal and California law when reported as such. Also, in California, an employer may not inquire about a marijuana conviction credit ratings Marquette that is more than two years old.

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